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647 Ruby Street , Crystal Lake, IL 60014.
Welcome to Bard Estates - where elegance, comfort, and value come together in the heart of Crystal Lake. This new construction semi-custom townhouse is truly a showstopper, offering thoughtful design, exceptional craftsmanship, and an unbeatable price point. From the moment you walk through the door, you'll feel right at home. The main level features a spacious primary ensuite, perfectly designed for ease and privacy. The open-concept layout flows effortlessly through the living room, dining area, and gourmet kitchen - all bathed in natural light. At the heart of the home is a bright and airy kitchen with a large center island-a rare and luxurious feature in townhome living-sure to impress any home chef. The dining area easily accommodates a six-person table and opens to a beautiful deck, where you can enjoy your morning coffee while overlooking the peaceful neighborhood. The main living level also includes two additional bedrooms along with a second full bathroom. Located within the highly sought-after District 47 and 155 schools, Bard Estates offers the perfect blend of tranquility and convenience. You'll be just minutes from Routes 31 and 14, with easy access to shopping, dining, and the Metra station for commuters. Enjoy unbeatable community amenities, including a brand-new pickleball court, children's play area, and two golf courses nearby. Welcome home to Bard Estates - where semi-custom becomes truly exceptional.
MLS ID: 12787751
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647 Ruby Street , Crystal Lake, IL 60014.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $389,000 | $389,000 | $389,000 |
| Down Payment | $77,800 | $13,615 | $97,250 |
| Monthly Mortgage Amount | $2,070 | $2,541 | $2,521 |
| Taxes | $541 | $541 | $541 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $171 | $0 |
| Monthly Estimated Total | $2,724 | $3,366 | $3,175 |
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