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320 Pontiac Street, Tonica, IL 61370.
Charming 3-4 bedroom, 2 bath fixer-upper packed with character - the perfect project for a buyer ready to roll up their sleeves! This home is being sold as a work-in-progress: the seller started renovations but ran out of time, leaving the kitchen fully gutted and awaiting your vision. It's a true blank-slate opportunity for someone looking to customize a home from the studs up while preserving the details that make it special - soaring high ceilings, gorgeous original woodwork, classic original doors, and charming pocket doors throughout. A pass-through pantry adds vintage character to the kitchen space. While there's clearly work ahead, some of the big-ticket items are already done: newer furnace, newer water heater, and a brand new 2026 roof. If you've been searching for a project home with great bones and real upside, this is your chance to finish what's started and make it your own. Cash or renovation-loan buyers welcome - schedule your showing today!
MLS ID: 12738893
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320 Pontiac Street, Tonica, IL 61370.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $89,000 | $89,000 | $89,000 |
| Down Payment | $17,800 | $3,115 | $22,250 |
| Monthly Mortgage Amount | $474 | $581 | $577 |
| Taxes | $124 | $124 | $124 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $39 | $0 |
| Monthly Estimated Total | $698 | $844 | $801 |
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