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122 S 5th Street Saint Charles, IL 60174 • Residential - Single Family • Active

  • 122 S 5th Street, Saint Charles, IL 60174 Main Photo

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Description

**Perfectly positioned on a prominent corner lot atop a hill, 122 S 5th Street stands as a testament to the enduring appeal of the St. Charles Historic District.** This beautifully renovated 4-bedroom, 2.5-bathroom residence underwent a meticulous 2023 rehab, thoughtfully blending its historic character with the comfort and functionality of modern living. The interior layout is anchored by a fully updated kitchen featuring sleek cabinetry, premium surfaces, and a fresh, contemporary feel. Each of the two and a half bathrooms has been redesigned with modern tile and fixtures. The three well-proportioned bedrooms provide a versatile floor plan suited to a variety of lifestyles. A standout feature is the spacious finished dormer offering exciting possibilities beyond the main living areas. Depending on your needs, this flexible space could become an additional guest room, children's playroom, home office, creative studio, reading retreat, or private lounge. With its generous proportions and character, it is a space that invites you to imagine how it could best complement your lifestyle. Outdoors, the property features a classic front porch and a fully fenced-in yard, creating an inviting setting for relaxing, entertaining, or enjoying the neighborhood's charm. Located within the historic district, the home places you among the distinctive architecture and timeless character of one of St. Charles' most desirable areas, while the comprehensive 2023 renovation provides the peace of mind of a move-in-ready home. This is a rare opportunity to own a beautifully updated piece of St. Charles history, with the character of yesterday, the conveniences of today, and the flexibility to create the home you've envisioned.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,815
Garage Size: 2
Built in 1900
Elementary School: Davis Richmond
High School: St Charles East High School
Middle School: Thompson Middle School

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 1,815
County: Kane
High School: St Charles East High School
Listed By:
Coldwell Banker Realty 630-789-8280
MRED MLS

Room Information

Storage: 6X10
Bedroom 2: 12X12
Bedroom 3: 10X9
Bedroom 4: 24X18
Dining Room: 13X12
Kitchen: 15X12
Laundry: 23X28
Living Room: 16X12
Primary Bedroom: 12X12
$650,000
Est. $4,555/mo
4beds
3baths
1,815sqft
2cars
Active
BEDS4 BATHS2 full 1 partial SQUARE FEET1,815 MLS#12765274
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDistrict 303

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122 S 5th Street, Saint Charles, IL 60174.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $650,000$650,000$650,000
Down Payment $130,000$22,750$162,500
Monthly Mortgage Amount $3,460$4,246$4,213
Taxes $905$905$905
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$286$0
Monthly Estimated Total $4,555$5,627$5,308

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