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1120 Charles Street, Ottawa, IL 61350.
Charming ONE-OWNER home filled with character, beautiful curb appeal, and inviting spaces throughout! This adorable 2-bedroom home welcomes you with a beautifully landscaped exterior and a bright, spacious living room featuring large windows that fill the space with natural light. The eat-in kitchen offers abundant cabinetry, generous counter space, and plenty of room for a dining table. Both bedrooms feature hardwood flooring and great natural light. One of the home's standout features is the 3 season sunroom, surrounded by windows and accented with warm wood walls and ceiling, creating the perfect space for a home office, cozy sitting room, or peaceful retreat overlooking the backyard. A full basement offers additional storage and possibilities, while the attached 1-car garage adds everyday convenience. Outside, enjoy a fenced backyard with mature privacy landscaping and a storage shed for additional space. From its picture-perfect curb appeal to its charming interior and versatile 3 season sunroom, this home has so much to offer!
MLS ID: 12789924
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1120 Charles Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $166,900 | $166,900 | $166,900 |
| Down Payment | $33,380 | $5,842 | $41,725 |
| Monthly Mortgage Amount | $888 | $1,090 | $1,082 |
| Taxes | $232 | $232 | $232 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $73 | $0 |
| Monthly Estimated Total | $1,220 | $1,495 | $1,414 |
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